The electronics insurance offers the possibility to insure electronic devices and systems of information, communication technology and data processing, as well as electrotechnical systems such as measuring and testing technology, image and sound technology, data carriers and data.
Compensation is provided by, among others:
Operating errors, clumsiness, negligence
Overvoltage, induction, short circuit
Fire, lightning, explosion
Third party intent, sabotage, vandalism, theft
Defects in design, materials or workmanship
This is an all-risk coverage. With few exceptions, any cause of damage to electronic equipment and devices is insured. There are only a few exclusions, such as war events, nuclear energy or earthquakes.
Typical examples of damage
An employee drops a smartphone/notebook/tablet.
During a storm or hail event, modules of a PV system are damaged
Computer hardware suffers damage due to overvoltage/short circuit
In addition to the electronics insurance, there is the possibility of a useful supplement to the insurance cover with an electronics business interruption insurance. The failure of an electronic system can lead to a business interruption, which is associated with financial losses.
Your advantages with us
personal
customer service
individual
Risk analysis
Building demand-driven concepts
Advice on mechanical
and electronic
security measures
for loss prevention