Private health insurance (PKV) provides cover against health risks and offers financial support in the event of illness.
In contrast to statutory health insurance, with private health insurance policyholders can select individual benefits and rates. This allows policyholders to tailor their personal coverage to their personal financial situation and their requirements for medical treatment in the event of illness. Regardless of whether you would like to secure treatment by a chief physician in a hospital, expensive dentures, alternative healing methods or just basic care in the event of treatment, in private health insurance you have the option of designing this within the framework of the available tariffs.
Those with statutory health insurance also have the option of receiving some of these private health insurance benefits through supplementary private health insurance.
Private health insurance is particularly suitable for people who have certain demands on their medical care and want more individual coverage. In particular, people with a higher income and the self-employed often choose private health insurance, as they can often obtain more favorable rates here.
It can make sense to combine private health insurance with private long-term care insurance in order to be financially secure in the event of long-term care. Daily sickness allowance insurance, which covers loss of income in the event of prolonged illness, is also a sensible addition.
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