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One of the most important insurances for wholesalers and retailers is business liability insurance. It protects against claims for damages by third parties caused by your business activities. Especially in retail, there is a risk of personal injury, for example, from falls on wet floors or injuries from falling objects. Damage to third-party property, such as damaged goods or equipment, can also quickly result in high costs.
Another important issue for wholesalers and retailers is the theft of goods. Here the conclusion of a goods comprehensive insurance offers itself. This insurance protects you against losses due to theft or burglary. Particularly during the Christmas season or at large events, the risk of theft increases, so it makes sense to take out appropriate cover.
Business interruption coverage is also of great importance to wholesalers and retailers if your business has to be temporarily closed, for example, due to damage caused by fire or floods. In particular, a prolonged outage can result in high sales losses, which can be mitigated by business interruption insurance.
In addition to these specific insurances, there are other insurances that can be useful for the wholesale and retail trade, such as transport insurance or legal protection insurance. However, to cover the individual needs of your business, you should seek advice from an experienced insurance broker.
Hedges for this industry
Every industry has its peculiarities and its individual and special risks.
As an experienced and internationally active industrial insurance broker, we have been a partner of numerous companies nationally and internationally and in various industries for many years.
Over this time, we have been able to build up teams of experts for numerous sectors and develop special coverage concepts.
Internationally, we have a strong and proven network of partner brokers who share their knowledge of markets and industries with us. They support and complement us in managing your risks.
Convince yourself of our efficiency and our possibilities.