Motor fleet insurance is suitable for companies that own and operate a large number of company vehicles.
The insurance provides protection against financial risks that may arise from the use of company vehicles. This includes, among other things, damage that may result from accidents, theft or vandalism, as well as personal injury that may occur in the event of an accident in the vehicle.
By taking out motor fleet insurance, companies can protect themselves from high costs and preserve their liquidity.
Anyone who owns and operates a large number of company vehicles insures them as a fleet. Customers include freight forwarders, logistics companies, cab companies and craft businesses. Companies with a field service that regularly provide their employees with company vehicles also benefit from fleet insurance.
Fleet insurance is tailored to individual needs. Factors such as the type of vehicles, frequency and type of use, and driver qualifications can all play a role.
Fleet insurance can also be used to optimize operational processes. Insurance rates can be adjusted if companies predominantly cover shorter distances and / or drivers regularly attend training courses. Structured monitoring of the vehicle fleet and analysis of accident statistics are often used to analyze and minimize any risks associated with vehicle use in the long term.