- ART AND COLLECTION OBJECTS
- MUSEUMS AND ART EXHIBITIONS
- ALL RISKS INSURANCE
- EXTERNAL INSURANCE - TRANSPORT OR OTHER LOCATIONS
- NETWORK OF EXPERTS
- INDIVIDUAL PROTECTION
In the field of individual insurance, art insurance belongs to the group of property insurance policies that provide special insurance conditions for insuring paintings, photographs, collections, sculptures, and in some cases also furs and jewelry. Ordinary household insurance does not sufficiently cover specific risks for these items in terms of amount and scope. Art insurance can be seen as a mixture between household and transport insurance.
Art insurance contains special insurance conditions for insuring paintings, photographs, collections, sculptures, and in some cases also furs and jewelry. It supplements the normal household insurance, which is not designed to cover the amount and scope.
Art insurance is a so-called all-risk coverage. This covers the insured objects art against damage, destruction and loss as a result of all perils.
Art insurance is suitable for collectors, art lovers, museums, galleries and other institutions that own valuable works of art. Art insurance can also be interesting for companies that use works of art as part of their business equipment.
It is advisable to combine it with household contents insurance or buildings insurance. Art insurance can also be useful as a supplement to transport insurance to cover art objects during transport.
When taking out art insurance, a detailed inventory list should be drawn up and regularly updated.
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