WORLDWIDE CO-INSURANCE OF OWNER-OCCUPIED PROPERTIES
PRIVATE / PROFESSIONAL KEY LOSS MECHANICAL / ELECTRONIC
Personal liability insurance
All it takes is a brief moment of carelessness and the mishap is done. Whether you are a pedestrian, cyclist, sportsperson, tenant or occupant of your own property, if you accidentally cause damage to other people or their property, your personal liability insurance will cover you, even in the event of gross negligence.
The resulting personal injury, property damage and/or financial loss can give rise to considerable claims for compensation, which can have a significant impact on future life planning.
For this reason, personal liability insurance is one of the most important forms of private insurance.
Typical examples of damage
Your flower pot falls from the windowsill and damages a neighbor's car (property damage). Your liability insurance covers the cost of repairing the car.
As a cyclist, you are riding on the sidewalk and collide with a pedestrian who is injured (personal injury). Your liability insurance covers the costs of treating the injury, possible claims for compensation for pain and suffering or loss of earnings.
You are barbecuing in the garden and cause a fire that spreads to the neighbor's house (property damage). Your liability insurance covers the costs of restoring the house.
Your personal account manager will be happy to provide you with an individual risk analysis. Whether in person, digitally or by telephone. We will review your existing personal liability insurance and draw up a cover concept tailored to your needs.
In addition to the regular review of your existing insurance policies, our services also include assistance in the event of a claim