Our services:
- PAYMENT OF A DEATH BENEFIT TO THE SURVIVORS OF THE POLICYHOLDER
- PAYMENT OF AN AGREED CAPITAL SUM UPON CONTRACT MATURITY
- POSSIBILITY OF CONVERTING THE CAPITAL INTO AN ANNUITY
- PROTECTION AGAINST DISABILITY OR CRITICAL ILLNESS (ADDITIONAL OPTIONS)
Life insurance
Life insurance is a form of risk protection and is classified as personal insurance. It offers the policyholder and their family additional financial security in the event that they are affected by unforeseen events.
The role of life insurance is to provide financial security and stability and to help minimize the financial burden in the event of a claim.
Pure term life insurance policies must be distinguished from cash-value life insurance policies. While term life insurance policies only pay out in the event of the insured person's death, cash-value life insurance policies also serve in particular to build up provision for old age, as they also pay out a lump sum or in the form of monthly annuity payments upon survival to a defined maturity date. The protection against disability, the need for long-term care, and inability to work also fall into the category of life insurance and are covered, for example, by occupational disability insurance.
Typical examples of damage
- Death of the policyholder:
In the event of the policyholder's death, an agreed death benefit is paid out to the survivors. This sum can be used to settle outstanding bills or loans and to secure their livelihood. - Occupational disability:
If the policyholder can no longer work due to illness or an accident, they receive a occupational disability pension from the insurance company. This helps them cover their living expenses and ongoing costs. - Severe illness:
If the policyholder suffers from a serious illness that prevents them from exercising their profession, they can draw an agreed capital sum from the insurance. This sum can be used to finance medical treatments or rehabilitation.
Life insurance is suitable for people who want to protect themselves and their families against financial risks, especially if the family depends on the policyholder's income. Ideally, life insurance is combined with disability insurance to create a comprehensive safety net.
Disability insurance provides protection in the event that the policyholder is no longer able to practice their profession due to illness or an accident. In this case, a monthly pension is paid to compensate for the loss of earnings.
Your benefits with us
personal
Customer service
individual
Risk analysis
Development of Needs-Based Concepts
Consultation on mechanical and electronic security measures for loss prevention
regular review
Your contracts
excellent
Partner network
Any questions?
How can we help?
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