Solutions
Industrial insurance: precisely controlling risks and securing capacity in the market
A fire in the main production hall, the disruption of a critical supply chain, or a serious cyberattack: For industrial companies, damage is rarely about minor issues.
- Independent insurance broker since 1864
- Individual coverage concepts and consortium solutions
- Complete damage settlement by our specialist teams
Often the financial stability is at stake. A customized solution Industrial insurance can address these risks and protects the company's assets and operational capabilities.
As an independent Brokers for industrial insurance LEUE & NILL represents the interests of industrial and commercial clients. Since 1864, we have negotiated contracts directly with the insurance companies, free from the dictates of individual providers and consistently in the best interests of our clients.
Insurance solutions for complex corporate risks
Individual risk profiles and tailored coverage plans
Each industrial company has its own specific requirements. A chemical company is exposed to different liability and environmental risks than a machine builder or a logistics company. Accordingly, the insurance solutions required also differ.
Individually tailored clauses, coverage amounts and insurance modules allow for targeted consideration of industry-specific risks. Our overview of the various requirements provides an overview: sector-specific risk profiles.
High insurance amounts and complex liability issues
In industry, damage quickly reaches millions of dollars. A failure of central machinery halts all production and leads to high operational interruption costs. In addition, there are worldwide liability risks associated with product damage or claims against the management.
Such sums cannot be secured through simple tariffs. Often, consortium solutions are required, involving several risk-bearing entities, to ensure the safe distribution of liability.
How well is your company insured?
We analyze your structures, review existing policies, and show you where coverage gaps exist. As an independent broker, we compare providers and models and adapt your insurance plan to the requirements of your business. Schedule a consultation or request a call back.
The market environment in industrial insurance: Challenges for companies
Insurance capacities and complex risk structures
Industrial risks often reach magnitudes for which a single primary insurer cannot provide the entire coverage required. Particularly in cases of high concentration of risks or in specialized industries, the available capacities are quickly exhausted.
Companies therefore often need more coverage than primary insurers can provide alone. Where previously a single provider assumed all the risk, today consortium solutions are often necessary. As the interface between companies and the market, we negotiate with other partners to provide comprehensive protection.
Several risk-takers share the risk together
Companies often need more coverage than primary insurers can provide alone.
Industrial companies
High insurance amounts and complex risk structures
Leue & Nill
Interface between companies and the market
- First-time insurers
- Other partners
- Special covers
Result: Protection without gaps
Relevant risk areas: cyber threats and supply chains
- Cyber risks: Hacker attacks and network outages shut down entire productions. Insurers are now demanding strict IT security standards before they even consider accepting offers. With our Cyber insurance You are in a safe place here.
- Supply chain disruptions: If a supplier falls through at the other end of the world, your own production is at risk. Standard contracts rarely sufficiently cover such repercussions.
The role of LEUE & NILL as independent insurance brokers for the industry
The protection of industrial risks requires an accurate analysis of the operational structures, the relevant hazards, and the available insurance capacities. LEUE & NILL supports industrial companies in this process, from risk assessment to the development of individual coverage concepts and the placement in the insurance market.
At the heart of this is independent advice: existing solutions are examined, different providers and models are compared, and insurance concepts are adapted to the specific requirements of the company.
From risk assessment to placement in the insurance market
This is how we assist industrial companies in protecting their risks.
- 1
Risk assessment
Analysis of operational structures and relevant hazards
- 2
Coverage concept
Individual clauses, coverage amounts and insurance components
- 3
Positioning
Negotiations with the insurance companies on the market
- 4
Damage management
Complete processing for the risk holders and ongoing adjustment
Over 160 years of market experience as a family-run company
Trust is built through reliability over decades. Today, LEUE & NILL is managed by Stefan and Joachim Nill, together with Andreas Faden and Torben Ristau.
This structure also shapes daily work: short decision-making processes, fixed contact persons, and long-term customer support ensure that risk management strategies are not set in accordance with short-term requirements but rather according to the company's actual needs.
Independent advocacy and negotiating power with providers
As insurance brokers, we are on the side of our clients legally, not on that of the insurance companies. This is a key difference from a tied agent or direct sales approach.
Due to the high volume of premiums and our presence in the industry segment, we negotiate terms on equal footing. We analyze existing policies neutrally, detect coverage gaps, and set market conditions that individual companies often do not achieve in negotiations.
Support for national and international programs through our branches and subsidiaries
Industrial companies today rarely operate purely locally. Those who maintain manufacturing facilities, sales companies, or suppliers abroad need an international insurance program. This applies not only internationally, but also to the entire federal territory: Customers in Bavaria have quite different issues than customers in Hamburg. Local local offices help with this.
Through our subsidiaries and affiliates, as well as global networks, we centrally manage global hedging strategies from Germany. In doing so, we ensure that local laws and tax regulations are adhered to in the respective countries, while the framework coverage follows uniform standards.
Global connections.
Your benefits with us
Dedicated contact persons and short decision-making processes
Continuous risk analyses
Individual coverage concepts
Independent advocacy
Regular review of the coverage concept
Global programs through subsidiaries, affiliates and networks
Tailor-made protection concepts for industrial and commercial customers
Property and business interruption insurance for production
A major fire in the production facility or a storm-related building damage never only affects the material itself. When machines stop working, fixed costs for salaries, rents, and ongoing loans continue to run, while revenue suddenly disappears.
The property and business interruption insurance protects both the physical assets – such as buildings, machinery and supplies – and the lost business profits. The goal is to put the ongoing business operation on a financial footing as if the damage had not occurred.
Liability, environmental and product protection
- Industrial liability: Defends against unauthorized claims and covers claims for damages covered by the insurance.
- Product liability: Protects against consequential damages that arise from products delivered to the customer or end consumer.
- Environmental liability / Environmental damage: Covers damages caused by environmental influences.
Transport, fleet and special coverages
Goods are exposed to different risks on land, sea and air. Damage caused by loss or damage can have significant financial consequences. Cargo insurance This can help to secure these financial impacts and protect trade along the supply chain.
Fleet models offer a centralized management of vehicles for the company's fleet. Additionally, special coverages such as the D&O insurance protect the personal assets of organ members in the event of alleged breach of duty.
Structured damage management and continuous risk management
Relief for internal resources in the event of a claim
In the event of damage, we, as an insurance broker for the industry, take on the entire handling of claims with the risk carriers. This relieves the internal departments in the companies, which enables them to focus further on their core business.
From initial assessment to evidence gathering and negotiations with experts and insurance companies, our specialist teams oversee every step. The overview of our procedures for structured damage reporting and the available reporting channels can be found here. Services.
Continuous adaptation to changing market conditions
An effective industrial insurance policy is not a static product. New locations, changing supply chains, or changed liability standards require regular reviews of the coverage concept.
Through continuous risk analyses, we continuously adapt existing contracts to changing circumstances. In this way, we ensure that underinsurance is avoided and that the terms of the contract always correspond to the current state of the market.
Speak with our specialists
Together, we analyze your risk profile and develop a concept that suits your company. From risk assessment to individual coverage plans and placement in the insurance market, we will guide you as an independent broker. Schedule a consultation or request a call back.
Frequently asked questions about industrial insurance
What distinguishes industrial insurance from ordinary commercial insurance?
Commercial insurance usually relies on standardized modules for small and medium-sized businesses. Industrial insurance, on the other hand, covers highly complex risk profiles, high insurance amounts, and special risks such as business interruptions, cyber risks, or worldwide product liability claims. The contracts are individually negotiated and often presented as consortium coverages from several risk carriers.
Why is engaging an independent insurance broker for industrial companies worthwhile?
As an independent insurance broker for the industry, LEUE & NILL represents the interests of its clients with insurers, instead of selling products from individual companies. Through market knowledge and negotiating power, we secure customized clauses, competitive premiums, and support regulatory enforcement directly in the event of a claim.
How do LEUE & NILL cope with complex market conditions and high coverage requirements?
When the risk exceeds the capacity of a single insurer or underwriting criteria become stricter, we use our extensive network in the insurance market. We distribute risks to multiple partners or re-place special coverages to maintain insuranceability even in difficult market phases.
Does LEUE & NILL also offer insurance coverage for foreign locations?
Yes. Through our branches in Germany as well as worldwide network of agents, we provide support International insurance programs. In doing so, we ensure that international policies are aligned with both the local laws in the respective country and the central regulatory frameworks.
Does LEUE & NILL also provide services for private customers?
Yes. LEUE & NILL specializes in industrial and commercial customers and also serves high-end private clients in the VIP segment. The combination of VIP and industrial business is a special advantage of our company.
What is an industrial insurance policy?
Industrial insurance protects large companies and production facilities against operational risks, such as property damage, operational disruptions, liability claims, transport risks, and cyber threats. It is tailored to the specific needs of the business and its risk profile and is often placed through multiple insurance providers.
Any questions?
How can we help?
You can reach us by phone, by email, or using the form below.
By contact form, email, or telephone
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