wholesale and retail
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One of the most important types of insurance for wholesale and retail businesses is commercial general liability insurance. It protects against claims for damages by third parties caused by your business operations. Particularly in retail, there is a risk of personal injury, for example due to slips on wet floors or injuries from falling objects. Damage to third-party property, such as damaged goods or furnishings, can also quickly result in high costs.
Another important issue for wholesale and retail is the theft of goods. Taking out a goods transit insurance policy is a good option here. This insurance protects you against losses caused by theft or burglary. Especially during the Christmas season or at large events, the risk of theft increases, making appropriate coverage sensible.
Business interruption insurance is also of great importance for wholesale and retail businesses if your store has to be temporarily closed due to damage from fire or flooding, for example. Particularly in the event of a longer shutdown, high loss of revenue can occur, which can be mitigated by business interruption insurance.
In addition to these specific policies, there are other types of insurance that can be useful for wholesale and retail businesses, such as transit insurance or legal expenses insurance. However, to cover the individual needs of your company, you should consult an experienced insurance broker.
Coverages for this industry
Every industry has its own characteristics and its individual and specific risks.
As an experienced and internationally active industrial insurance broker, we have been a partner to numerous companies, both nationally and internationally and across various industries, for many years.
Over this time, we have been able to build expert teams for numerous industries and develop special coverage concepts.
Internationally, we have a strong and proven network of partner brokers who share their knowledge of markets and industries with us. They support and complement us in managing your risks.
See for yourself our performance and capabilities.